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California ZIP Codes
Del Norte County
Fort Dick, CA
95538
95538 ZIP Code — Fort Dick, CA
Del Norte County, California
ZIP code 95538 is located in
Fort Dick ,
California ,
within Del Norte County .
It covers approximately 1.89 square miles and serves a population of
1,022 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 707 .
About ZIP code 95538
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $263,500. Owner-occupancy is high at 93%, well above the national average.
Median household income is $62,392. 57% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is natural resources, construction, and trades, with retail trade as the leading industry. The average commute of 12 minutes is near the national average.
College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 31%.
Overall, ZIP code 95538 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.
95538 ZIP code map
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Cities in ZIP code 95538
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Demographics
updated 06/2026
Population
Total population
1,022
Population density
541 / sq mi
State FIPS
06
County FIPS
015
Geography
Land area
1.89 sq mi
Water area
0.00 sq mi
Latitude
41.8677
Longitude
-124.1488
Timezone
Pacific (PT)
Area code
707
Demographics & statistics
$62,392
Median household income
$263,500
Median home value
10.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 119 11.6% 18 and over 903 88.4% 65 and over 438 42.9% Median age 62.5 years
Race & ethnicity
American Indian / Alaska Native
3.1%
Native Hawaiian / Pacific Islander
1.7%
Black or African American
1.6%
Group Count % White 845 80.2% Two or more races 78 7.4% American Indian / Alaska Native 33 3.1% Hispanic or Latino 31 2.9% Other race 31 2.9% Native Hawaiian / Pacific Islander 18 1.7% Black or African American 17 1.6%
Household income
Range % of households $10k–$15k 7.9% $15k–$25k 1.9% $25k–$35k 13.0% $50k–$75k 38.3% $75k–$100k 25.1% $100k–$150k 4.9% $150k–$200k 9.0% Median income $62,392
Housing
Housing overview
Metric Value Median home value $263,500 Median rent / month $0 Owner occupied 92.8% Renter occupied 7.2% Vacant 8.7% Single-family detached 63.1% Large apartment buildings 0.0% Mobile homes 30.3% Median rooms 5.1 Avg household size (owned) 2.44
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 7.2% 1990–1999 32.0% 1980–1989 23.3% 1970–1979 18.4% 1960–1969 11.9% 1950–1959 5.5% 1940–1949 0.0% 1939 or earlier 1.7%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 6.6% 2 bedrooms 21.2% 3 bedrooms 60.0% 4 bedrooms 12.3% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 7.2% 1 vehicle 7.4% 2 vehicles 50.1% 3 or more 35.3%
Heating fuel
Fuel type % Utility gas 7.2% Electricity 24.1% Fuel oil 45.9% Wood 22.7%
Households & families
Household type Count % Married-couple family 249 57.8% Cohabiting couple 65 15.1% Male householder, no spouse 35 8.1% Female householder, no spouse 82 19.0% Households with children under 18 45 10.4% Households with seniors (65+) 211 49.0% Average household size 2.37
Marital status
Status Male Female Never married 15.9% 16.2% Married 62.7% 58.8% Separated 0.0% 0.0% Widowed 6.9% 7.2% Divorced 14.5% 17.8%
Education
Some HS, no diploma
25.2%
Some college, no degree
32.1%
Graduate / professional
3.8%
Metric % HS diploma or higher 70.9% Bachelor's or higher 10.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 74 56.1% High school 58 43.9% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
28.6%
Agriculture & mining
17.0%
Public administration
7.7%
Professional & management
2.6%
Arts, food & hospitality
0.6%
Occupation
Category % Management, business & arts 31.2% Service 16.4% Sales & office 16.4% Natural resources & construction 36.0% Production & transportation 0.0%
Employment type
Type % Private sector 52.1% Government 32.8% Self-employed 15.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 72.3% Carpool 17.0% Public transit 0.0% Walk 8.0% Work from home 2.6% Other means 0.0% Avg commute (minutes) 12.3
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 56.8% Retirement income 52.9% Supplemental Security 16.7% Cash public assistance 0.0% Food stamps / SNAP 15.1%
Health indicators
Condition % Obesity 0.0% High blood pressure 0.0% High cholesterol 0.0% Diabetes 0.0% Heart disease 0.0% Stroke 0.0% Asthma 0.0% Arthritis 0.0% Kidney disease 0.0% Pulmonary disease 0.0% Cancer 0.0%
Behavior / access % Smoking 0.0% Binge drinking 0.0% No physical activity 0.0% Less than 7 hrs sleep 0.0% Depression 0.0% Fair or poor health 0.0% Poor mental health 0.0% Poor physical health 0.0% No health insurance 0.0% Visited doctor (checkup) 0.0% Visited dentist 0.0% Cholesterol screening 0.0% Teeth loss 0.0%
Veterans & disability
Veterans Count % Civilian veterans 102 11.3%
Disability % Any disability 31.2% Under 18 10.1% 18–64 years 26.2% 65 and over 42.2%
Health insurance coverage
Type % Private insurance 68.9% Public insurance 62.8% No insurance 3.2% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,022 100.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,000 97.8% Born in same state 988 96.7% Born in different state 774 75.7% Foreign born 12 1.2% Naturalized citizen 22 2.2% Not a US citizen 4 18.2%
Ancestry
Ancestry Count % French 209 20.5% English 74 7.2% Arab 44 4.3%
Ancestry Count % Irish 32 3.1% Dutch 32 3.1% Italian 20 2%
Technology access
Metric % of households Computer access 42.2% Internet access 97.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95538
What city is ZIP code 95538 in?
ZIP code 95538 is primarily assigned to Fort Dick, California.
What county is ZIP code 95538 in?
ZIP code 95538 falls within Del Norte County, California.
Does ZIP code 95538 have an older population?
43% of residents in ZIP code 95538 are 65 or older, above the national average of ~17%.
Does ZIP code 95538 have a large retiree population?
57% of households in ZIP code 95538 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 95538 mostly owner-occupied?
93% of occupied units in ZIP code 95538 are owner-occupied, well above the national average.
How educated is the population of ZIP code 95538?
10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What timezone is ZIP code 95538 in?
ZIP code 95538 observes the PST timezone.
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